Lab Tests Without Insurance
No insurance? No problem. JustLabs offers straightforward self-pay pricing for lab tests—no insurance claims, no surprise bills, no complicated paperwork. Just transparent prices you can see before you order.
Orders are reviewed and authorized by an independent ordering clinician, as required. JustLabs does not provide medical care or treatment.
Who This Is For
This service is commonly used by people without health coverage, those with high-deductible plans who would pay out-of-pocket anyway, and individuals who prefer to keep certain tests off their insurance record.
Who Self-Pay Lab Testing Is For
Self-pay blood work isn't just for the uninsured. It's often the smarter choice for:
People without health insurance
Who need affordable access to lab work
High-deductible plan holders
Who'd pay out-of-pocket anyway
Privacy-conscious individuals
Who prefer tests off their insurance record
Whatever your reason, you deserve access to the same quality lab testing available through traditional healthcare—without the complexity.
How Self-Pay Pricing Works
Our pricing model is simple:
- The price you see is the price you pay — no hidden fees, no surprise charges
- All costs are shown at checkout — test processing, collection fee, and order review fee are itemized clearly
- No insurance billing — we don't submit claims or require insurance information
You pay at checkout, visit the lab, and receive your results. That's it.
About insurance reimbursement
We don't bill insurance, but that doesn't mean insurance can't reimburse you. Some plans may reimburse out-of-network lab expenses—check with your insurance provider if you'd like to submit for reimbursement.
No Surprise Bills
One of the biggest frustrations with healthcare is getting unexpected bills weeks after a visit. With JustLabs:
We believe you should know what you're paying before you commit. Healthcare pricing shouldn't feel like a guessing game.
Frequently Asked Questions
Can I order lab tests without insurance or a referral?
Yes. JustLabs is a self-pay service—no insurance card or doctor referral required. We don't bill insurance or accept insurance as payment. This keeps our process simple and our pricing transparent.
Can I submit my receipt for reimbursement?
Possibly. Some insurance plans, FSAs, and HSAs may reimburse you for out-of-network lab testing. We provide itemized receipts that you can submit to your plan. Reimbursement depends on your specific coverage—check with your plan administrator.
What if I'm uninsured?
You're in the right place. Our self-pay model was designed with uninsured individuals in mind. You get the same CLIA-certified lab testing as insured patients, often at a lower cost than what you'd pay through a hospital or urgent care.
Is this cheaper than going through my doctor?
Often, yes. Traditional lab testing involves multiple charges: the doctor visit, lab processing, facility fees, and possibly interpretation fees. Our all-in pricing is frequently lower, especially for people paying out-of-pocket or those with high deductibles.
What's included in the price?
Each test price includes lab processing at a CLIA-certified facility and secure digital delivery of your results. Collection and order review fees are shown separately at checkout so you see the full cost before paying.
Ready to Order Self-Pay Lab Tests?
Transparent pricing, no insurance required. See all available tests.
No insurance required. No subscription. Order only what you need.
View Self-Pay Lab Tests